How to use Apple Pay

Using Apple Pay on your iPhone is so convenient.
 By 
Christianna Silva
 on 
How to use Apple Pay
Using Apple Pay is easy. Credit: Screenshot: Apple

Setting up Apple Pay for contactless payments on your iPhone is easy as hell.

I was averse to using Apple Pay for a while. Something about it — putting my phone in the air above a card reader and having money taken out of my bank account — felt exceptionally odd. I was connected to the technology of yore, dedicated to using my physical plastic or cash money as long as I possibly could. But then the MTA — the corporation that controls public transportation in New York City — began encouraging commuters to tap their cards or phones to pay the entry to the trains. I used my card until, eventually, the task of taking my wallet out of my pocket and pulling a card out became too time consuming for me and the people behind me. I set up Apple Pay. I have not turned back.

There's a reason so many people use Apple Pay. Setting up Apple Pay for contactless payments on your iPhone might seem like a daunting task, but it's actually pretty easy — and using it is even easier. 


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Total Time
  • 5 min
What You Need
  • iPhone
  • credit or debit card

Step 1: Add a card to your Wallet

Navigate to your Wallet app and click the "+" icon in the top-right corner.

Add a card to your Wallet on your iPhone
Credit: Screenshot: Apple

Step 2: Choose "Debit or Credit Card"

Follow the steps to add cards to Apply Pay. Click "continue," and either take a photo of your card or manually enter the card's information.

Choose "Debit or Credit Card" to add a card to your Wallet to pay with Apple Pay on your iPhone.
Credit: Screenshot: Apple

Step 3: Pay with Apple Pay

To pay with your default card on an iPhone, simply double-click the side button on your phone, use your Face ID or enter your passcode, and point the phone at the card reader. When the card has been accepted, you'll see Done or a checkmark on the screen.

Pay with Apple Pay
Credit: Screenshot: Apple

Topics Apple iPhone

Mashable Image
Christianna Silva
Senior Culture Reporter

Christianna Silva is a senior culture reporter covering social platforms and the creator economy, with a focus on the intersection of social media, politics, and the economic systems that govern us. Since joining Mashable in 2021, they have reported extensively on meme creators, content moderation, and the nature of online creation under capitalism.

Before joining Mashable, they worked as an editor at NPR and MTV News, a reporter at Teen Vogue and VICE News, and as a stablehand at a mini-horse farm. You can follow her on Bluesky @christiannaj.bsky.social and Instagram @christianna_j.

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